Personal Loans in Georgia – Debt Consolidation Loans Online

Whether you have no credit, good credit or bad credit, our network of top notch lenders help you with a personal loan anywhere in Georgia, including Atlanta, Columbus, Savannah, Sandy Springs or any other major cities in the state. Our loan platform will help you quickly find the right lender for your personal goals, it’s never been easier to apply for an installment loan. If you need a personal loan to consolidate credit card bills, pay off high-interest medical bills, debt consolidation, home improvement or a dream vacation our lenders are here to help! Our network of local and web-based lenders can help residents throughout Georgia with their financial challenges. Whether for a small $500 emergency or a larger $40,000 problem.

online loans georgia

Compare Online Loans in Georgia, Find The Best Personal and Unsecured Loan Options

Planning a dream vacation to Savannah Historic District, Georgia Aquarium, Chattahoochee National Forest or the Ocmulgee National Monument and in need of some extra funds, our loan platform is free to use and easy to navigate. There are many situations where unplanned bills and expenses can and do put many families and individuals in a precarious situation, often leaving them with no option but to turn to lenders for help. But with banks being so strict these days, offering funds to only those with the best credit ratings and employment record it can be difficult for the average person to get their hands on the cash they need today.

Georgia Online Lenders – Short Term Installment Loans

Our network of online installment loan lenders are often the only financial institutions willing to help on such short notice (or with bad credit) for residents throughout Georgia . With our partners’ online application processes, we can connect you with online installment lenders in less than a few minutes, helping you get the funds you need as quickly as possible.

Learn more about Finance and Lending Regulations in Georgia

If you have questions regarding installment or personal loan regulations for the state of Georgia, you can contact the department of regulation with the information posted below.

Georgia Office of the Commissioner of Insurance
Industrial Loan Division, Two Martin Luther King, Jr. Drive West Tower, Suite 704 Atlanta GA 30334
(404) 656-2070

Why Consider For a Personal Loan


  • Debt Consolidation of Credit Cards and Medical Bills
  • Home Improvement Projects Including Kitchen Remodeling, New Roofs and Additions
  • Finacing Your Dream Vacation
  • Combining Higher Interest Loans into a Lower Payment


Do lenders offer personal loans up to $50,000 or more in Georgia

Benefits of using our Lending Network
FAST Decision on Approval

We work with a vetted direct online lender network, allowing for quick access to information and responses on your approval or denial within minutes!

EASY Application
With just a few pieces of information you can have our online application filled out in less than a few minutes from anywhere you have internet access. And with our form optimized for all devices, you can fill out an application on your PC/computer, smart phone or tablet from the comfort of your own home.
Safe and Secure
Applying for a direct lender payday loan can be confusing. We’re here to make that process easy as pie. Not only that, we value and respect your privacy, safety and security, working to secure your information with industry standard encryption methods, and making sure our lending partners do the same.
Our application is available 24/7, 365 days a year. So no matter what time a financial emergency occurs, we’ve got you covered.
Higher Chance of Approval Possible
By working with multiple direct payday loan lender companies online we are able to connect your application with multiple providers, increasing the probability that at least one of them will accept your application. And all this by filling out one single form. No longer will you have to fill out multiple applications or drive to “payday loan places near me.”

bad credit personal loans
The process of issuing your loan is typically called “underwriting,” and the lender will provide you the loan terms, which you must agree to as a borrower. It is important when selecting an online installment lender that you read the terms and conditions as these vary based upon state regulations. Your specific loan application and the offer from the lender will be based on criteria including your employment history, residency, credit history and other factors which could be different based on the lender you choose.


      • Bad Credit, Poor Credit and Bruised Credit Web Lenders
      • Georgia Banks and Credit Unions Offering Local Loans
      • Unsecured and Non Collateral Loans For Borrowers
      • Short Term Loans From Lenders In Georgia

      What are some Popular Banks and Credit Unions in Georgia For Personal Loans

      Robins Financial Credit Union
      803 Watson Blvd, Warner Robins, GA 31093
      (478) 923-3773

      MidSouth Community Federal Credit Union
      4810 Mercer University Dr, Macon, GA 31210
      (478) 471-9946

      United First Federal Credit Union
      854 College St, Eastman, GA 31023
      (478) 374-7777

      Georgia Federal Credit Union
      2006 Veterans Blvd, Dublin, GA 31021
      (478) 272-5972

      We act as advocates for Georgia customers in need of online loans. We take all the guesswork out of the process of applying for installment loans online, taking care of things like: Evaluating lenders for quality and customer service, checking to ensure all appropriate licenses are active and up to date. In addition we help make the process of connecting you with a network of direct lenders with simple online applications. Providing you with information, answers to questions, and other helpful tools and resources. often works with students attending universities and college to help obtain personal finance loans. Borrowers that attend University of Georgia, Georgia Southern University, Georgia College & State University, and Middle Georgia State University rely on us to help research and compare loan options quickly.

      What Cities Does Offer Online Loans For Borrowers With Good or Bad Credit Histories in These Georgia

      Athens, Atlanta, Augusta, Columbus, Savannah, Sandy Springs, Macon, Roswell, Albany, Johns Creek

      Find Out The Typical Requirements For Obtaining An Unsecured or Personal Loan From $1000 to $40,000 or More!

      Typical Requirements to Apply for an Online Installment loan:
      While specific requirements might vary per lender and state, there are some common requirements that most will have to meet in order to qualify for an application online:

          • You must be 18 years of age or older
          • You may need a recurring source of income (job, disability, welfare, etc)
          • You must be a resident of the state that you are applying in
          • You must be a USA citizen or permanent resident
          • You must have an active checking account

          Frequently Asked Questions For Borrowers Searching For Personal Loans in Georgia

          Question: Can I get a loan up to $50,000
          Yes, there are multiple lenders offering larger personal loans for borrowers. Borrowers who have very good to excellent credit scores 720+ are able to compare loan options from lenders such as Lightstream, Sofi and others for loan amounts up to $100,000.

          Question: Are personal loans good idea
          Personal loans are a financial tool that may allow borrowers to consolidate their debts, pay for home remodeling projects or other expenses. Borrowers who are considering any type of personal loan or financial borrowing should only pursue this if they have the means to repay the loan and the financial ability to meet the payment obligations. When in doubt speak with a financial planner.

          Question: Can borrowers with credit scores of 550 get approved for a personal loan
          Yes, there are lenders who are offering borrowers with bad/poor credit scores between 520-560 the opportunity to apply for a personal loan. Borrowers with credit scores in the 500 range may undergo a stricter underwriting process.

          Question: Which lenders are the easiest to get approved for a loan if your credit history is poor

          There are a wide variety of lenders who are offering personal loans and unsecured loans for borrowers with poor credit histories. Many borrowers have had great success using platforms such as Lending Point and Prosper to obtain a new loan as they can appeal to a larger audience of lenders.

          Read Reviews From Borrowers Who Have Used Our Platform

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          Just wanted to say thanks for making our lives so much easier. Getting out from under our credit card debts is a huge relief. We found a few great options and got a loan approved quickly, the whole process was much easier than we ever thought it could be.

          Jerome Fulton

          Still Looking For More Options? Consider a Personal Loan from One of these Local Georgia Banks

          Loan Moz of Georgia is dedicated to being the top spot to find a personal loan online. Our loan platform is the perfect spot to compare signature based personal loans and borrow as little as $500 and up to $40,000 or more from the convenience of your home or office. We value your feedback and opinions, feel free to contact our editorial team anytime. LoanMoz is committed to helping borrowers save money on all of their loans online. Our financial writers cover all topics on personal finances, saving money and helping others. Donald is the author of this page, he enjoys helping borrowers navigate the nuances of achieving their personal goals and saving money.