Whether you have no credit, good credit or bad credit, our network of top notch lenders can help you with a personal loan anywhere in South Dakota, including Sioux Falls, Rapid City, Aberdeen, Brookings or any other major cities in the state. Our loan platform will help you quickly find the right lender for your personal goals, it’s never been easier to apply for an installment loan. If you need a personal loan to consolidate credit card bills, pay off high interest medical bills, debt consolidation, home improvement or a dream vacation our lenders are here to help! Our network of local and web-based lenders can help residents throughout South Dakota with their financial challenges. Whether for a small $500 emergency or a larger $40,000 problem.

Bad Credit Loans in South Dakota – Debt Consolidation Loans Online

Planning a dream vacation to Mount Rushmore, Badlands National Park, Mammoth Site, Deadwood or the Spearfish Canyon and in need of some extra funds, our loan platform is free to use and easy to navigate. There are many situations where unplanned bills and expenses can and do put many families and individuals in a precarious situation, often leaving them with no option but to turn to lenders for help. But with banks being so strict these days, offering funds to only those with the best credit ratings and employment record it can be difficult for the average person to get their hands on the cash they need today.

South Dakota Online Lenders – Short Term Installment Loans

Our network of online installment loan lenders are often the only financial institutions willing to help on such short notice (or with bad credit) for residents throughout South Dakota . With our partners’ online application processes, we can connect you with online installment lenders in less than a few minutes, helping you get the funds you need as quickly as possible.

Learn more about Finance and Lending Regulations in South Dakota

If you have questions regarding installment or personal loan regulations for the state of South Dakota, you can contact the department of regulation with the information posted below.

South Dakota Division of Banking
217 1/2 West Missouri Avenue Pierre SD 57501
(605) 773-3421

Why Consider LoanMoz.com For a Personal Loan


  • Debt Consolidation of Credit Cards and Medical Bills
  • Home Improvement Projects Including Kitchen Remodeling, New Roofs and Additions
  • Finacing Your Dream Vacation
  • Combining Higher Interest Loans into a Lower Payment


Do lenders offer personal loans up to $50,000 or more in South Dakota

Benefits of using our Lending Network
FAST Decision on Approval

We work with a vetted direct online lender network, allowing for quick access to information and responses on your approval or denial within minutes!

EASY Application
With just a few pieces of information you can have our online application filled out in less than a few minutes from anywhere you have internet access. And with our form optimized for all devices, you can fill out an application on your PC/computer, smart phone or tablet from the comfort of your own home.
Safe and Secure
Applying for a direct lender payday loan can be confusing. We’re here to make that process easy as pie. Not only that, we value and respect your privacy, safety and security, working to secure your information with industry standard encryption methods, and making sure our lending partners do the same.
Our application is available 24/7, 365 days a year. So no matter what time a financial emergency occurs, we’ve got you covered.
Higher Chance of Approval Possible
By working with multiple direct payday loan lender companies online we are able to connect your application with multiple providers, increasing the probability that at least one of them will accept your application. And all this by filling out one single form. No longer will you have to fill out multiple applications or drive to “payday loan places near me.”

bad credit personal loans
The process of issuing your loan is typically called “underwriting,” and the lender will provide you the loan terms, which you must agree to as a borrower. It is important when selecting an online installment lender that you read the terms and conditions as these vary based upon state regulations. Your specific loan application and the offer from the lender will be based on criteria including your employment history, residency, credit history and other factors which could be different based on the lender you choose.

    • Bad Credit, Poor Credit and Bruised Credit Web Lenders
    • South Dakota Banks and Credit Unions Offering Local Loans
    • Unsecured and Non Collateral Loans For Borrowers
    • Short Term Loans From Lenders In South Dakota

    What are some Popular Banks and Credit Unions in South Dakota For Personal Loans

    Black Hills Federal Credit Union
    1530 N Garfield Ave, Pierre, SD 57501
    (605) 718-1818

    Dakotaland Federal Credit Union
    509 N Main St, Redfield, SD 57469
    (605) 472-3882

    Healthcare Plus Federal Credit Union
    203 S Dakota St, Aberdeen, SD 57401
    (605) 725-0900

    Black Hills Federal Credit Union
    U.S. 212 & Willow St, Eagle Butte, SD 57625
    (605) 718-1818

    We act as advocates for South Dakota customers in need of online loans. We take all the guesswork out of the process of applying for installment loans online, taking care of things like: Evaluating lenders for quality and customer service, checking to ensure all appropriate licenses are active and up to date. In addition we help make the process of connecting you with a network of direct lenders with simple online applications. Providing you with information, answers to questions, and other helpful tools and resources. LoanMoz.com often works with students attending universities and college to help obtain personal finance loans. Borrowers that attend Dakota State University, University of South Dakota, South Dakota State University, and Mitchell Technical Institute rely on us to help research and compare loan options quickly.

    What Cities Does LoanMoz.com Offer Online Loans For Borrowers With Good or Bad Credit Histories in These South Dakota

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    Find Out The Typical Requirements For Obtaining An Unsecured or Personal Loan From $1000 to $40,000 or More!

    Typical Requirements to Apply for an Online Installment loan:
    While specific requirements might vary per lender and state, there are some common requirements that most will have to meet in order to qualify for an application online:

        • You must be 18 years of age or older
        • You may need a recurring source of income (job, disability, welfare, etc)
        • You must be a resident of the state that you are applying in
        • You must be a USA citizen or permanent resident
        • You must have an active checking account

        Read Reviews From Borrowers Who Have Used Our Platform

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        Thank you so much for helping us find a lender for our home remodeling project. The process was stressful, but you guys made it easy to compare a few lenders online to get matched for the right loan for our goals

        Levi Stillwell

        Still Looking For More Options? Consider a Personal Loan from One of these Local South Dakota Banks

        Loan Moz of South Dakota is dedicated to being the top spot to find a personal loan online. Our loan platform is the perfect spot to compare signature based personal loans and borrow as little as $500 and up to $40,000 or more from the convenience of your home or office. We value your feedback and opinions, feel free to contact our editorial team anytime. LoanMoz is committed to helping borrowers save money on all of their loans online. Our financial writers cover all topics on personal finances, saving money and helping others. Donald is the author of this page, he enjoys helping borrowers navigate the nuances of achieving their personal goals and saving money.